TAMMY PEREZ

your dedicated agent.

None of us know when something will happen.

make sure you have a plan in place in advance.

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  • Medical Insurance pays the doctors and hospitals.
  • WE PAY YOU MONEY $$$
  • We pay you in addition to any other insurance you own.
  • Policy benefits are never reduced.
  • Premiums don't increase with age.
  • Guaranteed renewable for life.
  • We have a return of premium on all policies.

WHO do we help!


Self employed

First responders

Small business owners

Business employees

Stay at home families

Family and Friends


Why

Family Heritage Division?


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There is simply no avoiding the reality. cancer disease may strike you or someone you love at any time


Cancer is the second leading cause of death in America. The disease takes a toll not only on the person battling the disease, but also the family members caring for them. Our cancer policies help pay for indirect costs like transportation and lodging, childcare expenses, and loss of income that tend to outweigh direct costs.

My mom is MY WHY for my business

Early Action Is Important for Heart Attacks

In the United States, someone has a heart attack every 40 seconds.

Every year, about 805,000 people in the United States have a heart attack. Of these, 605,000 are a first heart attack. 200,000 happen to people who have already had a heart attack.

Heart disease is the leading cause of death in the United States.Our heart attack and stroke plans can help pay for direct medical bills but also indirect costs like living expenses, travel for treatment, and loss of income.

Heart attack
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heart attack

Accident Insurance

None of us can predict when or if an accident will occur. We can only prepare for them as best as we can. Our accident plans provide coverage for bodily injuries that can result from accidents on and off the job. If the unexpected does happen, our accident plans help you focus on what’s most important:

getting well.

WE PAY YOU DIRECTLY

YOU USE THE CASH HOW YOU WANT TO.

Cash When You Need It

A slip, fall, or some other accident can happen anytime. And it can be costly. If you or a family member is injured in an accident

Wads of Money - Isolated

ICU / NICU Insurance

Intensive care treatment is often needed during a major illness or accident and can be costly. Some reject intensive care medical procedures because they are so expensive. Our ICU insurance plans can help relieve some of the financial pressure so you can focus on what matters most: healing.

Return of Premium Benefit

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You are paid if you have claims or if you stay well!

We return your premiums, less any claims paid after 25 years!

Tammy Perez

(949) 668-5971

https://www.facebook.com/tammyperezflhl

Instagram: tammyperezglfh

phone call

949-668-5971

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Me

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949-668-5971

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